Category: Financial Management

Imagine missing a R500 store card payment, thinking, “I’ll catch up next month,” only to face R2,000 in fees and a blacklisted credit record a

The Financial Merge “Money talks — but when you’re in a relationship, what it says can either strengthen your bond or drive a wedge.” For

When a sudden fuel price hike hit Johannesburg in early 2025, Thandi, a single mom, faced a R500 monthly increase in commuting costs, threatening her

Mobile phones and data are essential in South Africa, but are you paying more than you need to? With mobile costs creeping up, many South

South Africa’s household debt-to-income ratio hovers around 75% (SARB, 2023), meaning many households spend a significant portion of their income servicing debt. High interest rates

South Africans are grappling with a debt crisis that feels increasingly overwhelming. With living costs climbing, interest rates biting, and over 40% of credit-active consumers

Swiping your store card for groceries in a pinch feels harmless, but months later, you’re dodging creditor calls, scraping by on minimum payments, and wondering

Grocery shopping in South Africa has become a financial tightrope. With food inflation hitting 8.1% in February 2024, according to Statistics South Africa (Stats SA),

Love might bring you together, but money can drive you apart—unless you plan ahead. In South Africa, where financial pressures like rising living costs and